Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Colorado residents have plenty of legal protections when it comes to debt collection activities in the state, including the ...