Lawmakers have not reached a deal to save the Affordable Care Act, and federal health insurance subsidies are expiring. This development is likely to price millions of Americans out of carrying any health insurance at all.

Short-term insurance plans are typically cheaper than ACA coverage, costing about half as much as a plan sold on state-run marketplaces created by Obamacare. As The Washington Post notes, a 40-year-old nonsmoker in Florida can secure ACA coverage for about $500 a month, while a short-term plan would cost said person about $320.

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One in four Americans covered by the Affordable Care Act are considering going without health insurance if their monthly payments double next year, a new KFF poll finds.

To buy basic coverage through the Affordable Care Act’s marketplace without the tax subsidy that’s set to expire on Dec. 31, Linderman, who lives in Clearwater, Fla., would have to pay roughly $1,500 per month in 2026.

Dec. 31 will mark more than the end of 2025. Barring a holiday miracle, enhanced subsidies that have enabled millions of Americans to afford health insurance through the Affordable Care

Health care advocates and progressive groups across Florida said the U.S. Senate’s failure to extend premium subsidies for the Affordable Care Act was a “disheartening setback” that will significantly raise the cost of health insurance for nearly 5 million Floridians,

As ACA subsidies near expiration in 2026, experts say rising premiums, hospital prices and drug costs are driving health care affordability concerns nationwide.

But even as premiums increase for the 2026 plan year, millions of Texans will still be able to find free or low-cost plans on the ACA Health Insurance Marketplace. Most Texans buying coverage through the Marketplace have incomes below 200 percent of the federal poverty level,

Alabamians who rely on the marketplace will be left to figure out how to pay for skyrocketing insurance bills if the Affordable Care Act subsidies expire at the end of the year.