BNPL consumer debt and rising credit card balances are reshaping how Americans fund holiday spending—and what it signals for ...

Forbes contributors publish independent expert analyses and insights. Gary Drenik is a writer covering AI, analytics and innovation. Recent economic and regulatory changes and shifts in consumer ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

ATLANTA, July 30, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) has released its Market Pulse Second Quarter U.S. Consumer Credit Trends, which includes U.S. national consumer credit data and trends ...

Consumer borrowing remained tepid in October, possibly indicating that Americans are feeling increasing financial stress.

ATLANTA, Nov. 5, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) has released its Market Pulse Third Quarter U.S. Consumer Credit Trends, which includes U.S. national consumer credit data and trends through ...

ADA, Okla.--(BUSINESS WIRE)--Foreclosure legal inquiries jumped nearly 30% year-over-year in the second quarter as mounting consumer debt pushed Americans to seek legal help at the highest rate since ...

Members of Navy Federal Credit Union can now build their credit scores through rent and utility bills, thanks to the credit union's work on consumer-permissioned data sharing. Navy Federal is offering ...

NEW YORK--(BUSINESS WIRE)--Nova Credit, the leading credit infrastructure and analytics company, today announced the launch of the Nova Credit Platform, a unified integration to quickly onboard, ...