Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

NEW YORK, NY / ACCESSWIRE / January 7, 2025 / When a debt goes to a collection agency, it can be an unpleasant experience for the debtor. This will not only be due to the negative impact it can have ...

With identity theft and fraud on the rise, it's essential to monitor your credit report for signs of fraud. If you've been scammed, you'll need to contact your local police, the FTC, all three credit ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.