ECL is undoubtedly a significant improvement over past provisioning frameworks, and with thoughtful adjustments, it can deliver even greater value, writes Srinath Sridharan The RBI has been actively ...
The RBI’s draft on Expected Credit Loss (ECL) framework — which seeks to replace the incurred-loss approach with an expected-loss methodology— marks an important step in modernising bank accounting ...
The Reserve Bank of India’s (RBI) direction to banks to move from the incurred loss provisioning model to expected credit loss (ECL) will impact microfinance loan-focused banks the most, experts say.
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