Another principle of personal financial planning listed in the textbook “Personal Finance — Turning Money into Wealth,” written by Dr. Arthur Keown, is “the life cycle of financial planning.” Dr.

There is no guarantee of market performance, other than we know that markets go up and go down causing volatility along the way. Investors need to recognize that volatility within the markets have ...

According to popular opinion, sound financial planning advice consists of two main steps: save for emergencies and save for retirement. After 30 years in the financial services business, I have found ...

WHAT stage of your financial life cycle are you at? I saw a cartoon lately where a chimp, a raven, a penguin, a dog and an elephant are standing in a wood, in front of a school examiner, who was ...

When clients first meet with me, there’s usually an event or change that drives them to reach out. While the reasons vary — an impending retirement, the sale of a business, or a sudden windfall — one ...

For financial institutions, threat modeling must shift away from diagrams focused purely on code to a life cycle view ...