When building your goals for 2026, experts recommend focusing less on the past and more on an optimistic yet realistic vision ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. When it comes to managing money, most people have the best intentions—but ...

I want a financial plan to feel less like a spreadsheet and more like a roadmap for the life I actually want to live. That means connecting everyday money choices to milestones such as education, ...

Most financial advice tells you to contribute to your 401(k) no matter what, especially when your employer offers matching. Dave Ramsey disagrees. The bestselling personal finance author believes if ...

Financial therapists recommend small steps at your own pace, including engaging in comforting routines, finding a support buddy and celebrating progress with treats. Many or all of the products on ...

How couples can prepare for emergencies and unexpected life changes together Emily DiNuzzo is a writer and former full-time journalist whose work has appeared in Reader's Digest, INSIDER, and Well + ...

Year 2026 will see new asset classes and new approaches to financial planning. Private debt and smart beta will become part of the financial planning lexicon. There will also be greater focus on ...

Understand the role of financial counselors, what services they provide and when they may be a better fit than a traditional financial advisor Written By Written by Staff Money Writer, WSJ | Buy Side ...

Nearly half of Americans — 47% — don't have a written financial plan, according to a recent study. Working with a financial advisor can help turn haphazard progress into a firmer path. Here's how ...

It’s alarming to consider the implications of South Africa’s insurance gap, and even more concerning that so many consumers have little to no insurance protection in place. This leaves them dependent ...

Buying gift cards this season? Here are the do's and don'ts that help you save and stay safe. First, do look for discounts. So there are *** few places that you want to search. First of all, go to *** ...