Surveys show Americans tapping savings accounts meant for later life to cover immediate needs, even as markets reached record highs in 2025.

American investors1 are becoming increasingly risk averse as affordability pressures erode financial confidence and reshape ...

Affordability pressures and economic uncertainty are pushing households toward lower risk tolerance and new financial ...

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Almost two-thirds (59%) of the surveyed institutions described ...

Risk-averse investors prioritize investments with lower potential returns and lower potential for losses. They are typically more comfortable with slow and steady growth, seeking to minimize the ...

Barbara Stewart, a Chartered Financial Analyst, is recognized worldwide as one of the leading researchers in women and finance. She conducts interview-driven research for multiple global financial ...

Investors differ in how they approach risk, and these approaches influence their decision-making and portfolio strategies. Risk-neutral investors focus solely on the potential returns of an investment ...

Ambiguity aversion – the tendency to avoid options with uncertain probability distributions – has emerged as a central concept in understanding investor behaviour and decision making in financial ...