Dividing Americans into multiple risk pools increases health care costs. And it limits the ability to debate an insurance ...

Health insurance helps to reduce medical costs, making health care more affordable and thus more accessible. Having health insurance also facilitates access to care, resulting in lower death rates and ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Data on how much Americans paid for health insurance confirm that Obamacare’s mandates and regulations dramatically increased the cost of individual market health insurance in almost all states. The ...

Your health insurance premium will depend on factors like the size of your deductible, how narrow your network is and whether you get insurance on the job or buy a plan on your own. On average, a ...

No-deductible health insurance will help pay your medical bills immediately. You won't have to pay a deductible, which is what you usually pay before coverage starts. No-deductible health insurance, ...

Kaiser Permanente is the largest private nonprofit health care company in the country, and it offers affordable, quality health care. Its bronze plans on the ACA Marketplace have the cheapest average ...