Despite interacting with health insurance and health care regularly, the reasons for higher costs in the U.S. relative to other developed nations are nebulous and the history behind our system is not ...

The story begins in 1850 when the Franklin Health Assurance Company of Massachusetts first offered “accident insurance” to cover disabilities that might occur as a result of injuries while traveling ...

Hempstead is a senior policy adviser at the Robert Wood Johnson Foundation. In “Double Indemnity,” the Depression era masterpiece about insurance fraud and murder, the anti-hero Walter Huff quickly ...

As of January 2004, 250 million non-elderly Americans have access to tax-deductible health savings accounts (HSAs). Individuals can now self-insure for some of their medical needs and manage more of ...

Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.