Elaine Shelly is a writer and filmmaker who spends her free time with books, music and yarn. Alena is a professional writer, editor and manager with a lifelong passion for helping others live well.

Do long-term care (LTC) insurance policies cover medical and non-medical in-home care? Yes, they do. But make sure you read the actual fine print. Not every long-term care insurance policy covers ...

Mutual of Omaha has the best traditional long-term care insurance because of its customizable options and great customer service. Find Cheap Life Insurance with an LTC Rider in Your Area To find the ...

Over half of seniors will need help with eating, getting dressed or other basic activities at some point, according to the U.S. Department of Health and Human Services, and the cost of help continues ...

Long-term care can be expensive. In fact, "the cost of care can be up to $10,000 a month for care in a nursing home, some more some less depending on the city and state the client receives care in," ...

Long-term care insurance (LTC) can pay for costs not covered by health insurance or Medicare, like a home health aide, physical therapy or ongoing care in a nursing facility. Before you buy a policy, ...

New York state will replace the company providing health insurance to hundreds of thousands of home care workers next year. The move comes after a series of New York Focus stories found that the ...

If you're wealthy, you'll be able to afford help in your home or care in an assisted living facility or a nursing home. If you're poor, you can turn to Medicaid for nursing homes or aides at home. But ...

Compare Medicaid and long-term care insurance to determine the best coverage for your needs. Understand key differences in ...

Long-term care insurance can help by covering some of the medical and support services that people with degenerative conditions, cognitive disorders or other long-term illnesses will need. Learn More: ...

Deciding when, or whether, to buy long-term care insurance can be complex. Here’s what to know. By Jordan Rau This article is part of the Dying Broke series examining how the immense financial costs ...