To pay your debt off fast, you could consider an option that gives you an upfront lump sum of cash, like a home equity loan.

Anyone can tell you that being loaded with debt is not fun. It significantly limits what you can do financially and how far your income will take you. Trying to pay down a mountain of debt in less ...

The debt avalanche method (also known as debt stacking) is a debt-payoff approach in which you pay off your debts in the ...

Steps include building an emergency fund and choosing a repayment strategy.

Consolidating credit card debt with a personal loan can save you thousands in interest and boost your credit score -- if you ...

It's the time of year when even the best-laid budget plans get thrown aside, and credit-card balances start climbing. During the holiday season, it's common to set expectations high, which can easily ...

Credit card debt is one of the most difficult financial hurdles to overcome — so most people just simply ignore it. BAD IDEA. The longer you let that debt pile up, the harder it becomes to pay off and ...

Learn the best strategies for whittling down what you owe, depending on how much debt you have. This page includes information about these cards, currently unavailable on NerdWallet. The information ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...

As of late 2025, Americans are carrying over $1.23 trillion in credit card balances. And with the average interest rate now sitting a little north of 21%, that debt is becoming more and more expensive ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...