We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. As a millennial mom who ...

BNPL plans look simple, but hidden costs and credit risks can quietly turn small purchases into bigger problems.

From clothes to concert tickets to groceries, you've probably seen these four words at checkout. Buy now, pay later. It's essentially *** short term loan that lets you take home what you want today ...

FICO will incorporate Buy Now, Pay Later (BNPL) loan data into credit scores starting fall 2025. This change aims to provide lenders with a more complete picture of consumers' repayment habits.

As the use of these easy-credit installment loans has grown, FICO said repayment data would provide more insight on consumers’ credit readiness. By Kailyn Rhone How consumers use “buy now, pay later” ...

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores. FICO plans to launch a suite of credit scores later this year that ...

Buy now pay later users are increasingly paying much later. Klarna, one of many companies that allow users to purchase something now and pay in installments over time, said last month consumer credit ...

The credit scoring company FICO recently announced it will add something new to some of its credit scores: data from buy now, pay later loans. Those are the loans that allow shoppers, usually online, ...

Forbes contributors publish independent expert analyses and insights. Shelley E. Kohan covers the retail industry and is based in New York. As consumers gear up for the holiday, the financial stress ...