Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

Within your lifetime, you may have a period of financial distress. Especially in the current COVID-19 pandemic, medical, credit card or other financial service bills may start to pile up. If you’re ...

Learn how to remove Jefferson Capital Systems from your credit. Have you come across the name Jefferson Capital Systems on your credit report or received recent phone calls from company ...

The FCRA, or Fair Credit Reporting Act, is a federal law enacted by Congress in 1970 to promote accuracy, fairness, and privacy in the information maintained by consumer reporting agencies. In simple ...

Unpaid debts and delinquent accounts can remain on your credit report for seven years. Sometimes, debts that are sold to collections remain on your credit report longer than they should. The ...

Pay for delete is when a debt collector removes a collection account from your credit reports in exchange for payment. Many, or all, of the products featured on this page are from our advertising ...

A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the collection agency ...