On the surface, money-market accounts seem like the best of both worlds - higher rates than savings and the freedom to grab your cash when life happens. But here's where things get interesting.

For most people, the 4% rule sounds simple enough in that if you retire with $1 million, you can withdraw $40,000 in year one and adjust for inflation annually, and if you do everything right, your ...

Today's top money market account interest rate is 4.10% from Quontic Bank. We rank the best money market accounts based on ...

Selling depreciated shares during early retirement declines creates permanent portfolio damage that recoveries cannot repair. A portfolio experiencing 25% then 10% declines in years 2-3 drops from $1M ...