Getting older is a reality of life. And aging will come with costs, both during your life and after you have died. Fortunately, there are ways to prepare for these costs in advance so that you can ...

Have you ever had a client say, “I will use my assets if a potential long-term care need arises” or “I don’t have a plan if my parents need care”? These statements should be recognized as a need for ...

Stand-alone long-term care insurance policies have been waning in popularity, owing to a combination of skyrocketing premiums and difficult claims experiences by consumers. In their place, so-called ...

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

Twice a week, our CEO and resident money guru Jean Chatzky tackles your burning questions in the HerMoney newsletter. We’ve ...

Life insurance is designed to provide a death benefit for your loved ones if you pass away. Long-term care insurance, meanwhile, can help pay for long-term care expenses while you’re still living.

Everyone ages eventually — including your parents. But while you can't stop father time, you can prepare for his arrival with a long-term care insurance policy that will help pay for long-term ...

Sun Life Financial Inc. has officially thrown its hat into the LTC hybrid ring — a move that will put the carrier in direct competition with Lincoln National Life Insurance Co. Sun Life is preparing ...

Over half of seniors will need help with eating, getting dressed or other basic activities at some point, according to the U.S. Department of Health and Human Services, and the cost of help continues ...