Keeping a credit card open for a decade or longer quietly reshapes your credit profile, your day to day money habits, and even the way lenders size you up. The plastic itself may look the same, but ...

Reopening a closed card could help your credit score by keeping a long-term account open and saving you a hard credit pull from a new card application. There’s a chance you could reopen a card you ...

A lot of people open their first credit card in their early 20s and then… never really think about it again. Years pass, new cards come and go, but that original account just keeps aging nicely in the ...