Use this smarter strategy instead of a personal loan to avoid interest charges and potentially save thousands in 2025.

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Rates on personal loans jumped up last week. Still, if you're in the market for a personal loan to finance a project, a large purchase or unexpected bills, or to improve your cash flow, it's possible ...

Personal loan and interest rate statistics. The average personal loan interest rate is 12.64%. The average personal loan debt per borrower in the U.S. is $10,749.

Average personal loan rates for July 2025 According to Bankrate Monitor data, as of July 9, 2025, the average personal loan rate is 12.64 percent for customers with a 700 FICO score, $5,000 loan ...

Personal loan rates currently range from around 7% to 36%, depending on the lender, borrower creditworthiness and other factors. While interest rates are not the only costs associated with taking ...

President Donald Trump’s mega tax-and-spending cuts bill, signed into law last week, contains plenty of new tax provisions, ...

Savvy homeowners can take advantage of the lull in the home equity borrowing climate by making these three moves now.

Check out the latest personal loan interest rates in July 2025 offered by top lenders, along with key features, eligibility tips, and insights on securing the lowest possible rates.

Personal loans: Aside from interest rate, these are the other factors one could examine Other key factors which should influence a borrower’s decision to choose a lender include processing ...