Based on its most recent data for the third quarter of 2025, Fidelity puts the average 401 (k) savings rate at 14.2% of ...

I recently attended a retirement seminar at a local community college where the instructor talked about potentially higher ...

What really matters is saving enough to know you can live comfortably in retirement. Turn that discouragement into ...

A new report on retirement savings suggests that only top earners are making real progress. Everyone else is saving less.

DC asset managers weigh in on what the Federal Reserve’s widely expected interest rate cut regime may portend for retirement plan investing. The Federal Reserve’s interest rate cut finally came ...

Savers, time for your happy dance. Interest rates will stay higher for longer in 2024. The Federal Reserve held interest rates at a 23-year high this week while curtailing its estimate of rate cuts ...

For 2026 and beyond, experts have begun suggesting that a withdrawal rate of 4.7% might be more appropriate than the ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Remember when you could eat anything and not gain a pound? That fast ...

Since retirees are spending less than they withdraw from financial accounts, they are accumulating money in checking accounts and may need to reinvest those assets, says Steve Utkus with Vanguard ...

Retirement planning has undergone a seismic shift over the past few years because of a single factor: higher interest rates. I’ve been taking stock of the implications of higher yields for retirement ...