It’s easy to get sucked into focusing on a “magic number.” ...

There are definite pros and cons to taking a 401(k) withdrawal for this.

If you have a retirement portfolio that's 70% stocks and 30% bonds, you may be able to sustain a 5% withdrawal rate without ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

Sheryl Rowling of Morningstar The greatest financial danger in retirement isn’t always the stock market. It’s the constant, ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

The 4% popular annual withdrawal rule was first formed during a period when interest rates felt relatively stable, and bonds ...

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

A 65-year-old retiring this month faces a financial puzzle: leaving work with $1.3 million saved, but entering retirement when the S&P 500 sits up 13% over the past year and 80% over five years. The ...