SBA loan rates are regulated by the U.S. Small Business Administration. Private lenders negotiate their own rates with each individual borrower. But the offered loan rate cannot exceed the maximum set ...

The SBA backs a set percentage of SBA loans, so they charge lenders a guarantee fee in case a borrower defaults. A lender may roll the guarantee fee into the total loan amount or deduct it from the ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

As of Sept. 30, the SBA said it had provided more than $6.1 million to residents and $317,500 to businesses in the wake of ...