Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

A State Farm expert shares three key homeowners insurance tips North Texas homeowners should know, from weather risks to replacement cost and valuables coverage.

From space heater fires to accidental damage, here's what homeowners insurance typically pays for and how it could affect ...

Millions of U.S. homeowners are unprepared for extreme weather, a new survey by Guardian Service suggests, with insurers warnings of the costly impact of complacency. The U.S. experienced a ...

Homeowners insurance may cover water damage that's sudden and accidental, and that comes from within your home. For example, ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

Massive wind damage from a powerful derecho that struck Houston and surrounding areas on May 16, 2024, and revealed critical gaps in homeowners’ insurance coverage, leaving many residents struggling ...

Florida's home insurance market is stabilizing but remains one of the most expensive in the nation, partly due to hurricane risk. State-backed Citizens Insurance hiked rates up to 14% for primary ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.