These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

Founded by future California Gov. Leland Stanford in 1868, Pacific Life is now the third-largest life insurance provider in the U.S., with $1.5 trillion in policies in force in 2024. It has an array ...

When it comes to building a financial strategy that offers security, growth and flexibility, few tools rival the versatility of an indexed universal life insurance policy. Whether you are an ...

Indexed Universal Life (IUL) attracts its share of criticism. Most naysayers focus their disapproval on how IU is sold rather than the structure of the IUL policy. Yet, soon, I foresee a dramatic ...

See Mutual of Omaha’s coverage options, term life costs and customer satisfaction ratings Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at ...