That’s a question that Phil Watson, a private wealth advisor with Ameriprise Financial, asks his clients. His point? If — or when — the unexpected happens, you need a plan in place. “Cars do break ...

An asset constitutes anything that holds monetary value, whether current or future, to a person or organization. Businesses, governments and non-profits all own assets. So do many people. An asset is ...

This asset is liquid, easy to divide among beneficiaries, earns a decent interest rate, offers guaranteed returns, and is ...