Life insurance is a policy designed to financially protect your loved ones in the event of your death. Insurance companies pay a set amount of money, called the death benefit, to a designated ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

People often want to know that their family’s financial needs will be met in the event they pass away unexpectedly. The most common vehicle for this is life insurance. But people who research their ...

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Term life insurance is one of the most affordable and straightforward types of coverage. When you purchase a term life insurance policy, you lock in rates and coverage for a specific period. Most term ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Subscribe to The St. Louis American‘s free weekly newsletter for critical stories, community voices, and insights that matter. Sign up Term life insurance is “pure” insurance. It offers protection ...