Open banking, embedded finance, and AI are changing where bank data flows. Data privacy now determines how far innovation can ...

Open banking is a critical part of modern fintech; it is the infrastructure that enables many of our beloved financial activities to be possible. For many years, your money was trapped in silos. If ...

Anyone who has attempted to import multiple sets of data into a spreadsheet knows how important it is for shared datasets to have common formatting standards. What's true for Microsoft Excel is even ...

The CFPB recently published an Advance Notice of Proposed Rulemaking (ANPR) to reconsider four key issues related to its “Personal Financial Data Rights” rules, which were finalized at the end of 2024 ...

Banks can face security risks when customers share their financial data using third parties. Citizens Bank built a tool designed to let clients securely and efficiently share data. This article is ...

Open banking is a new wave of disruption in the retail banking space. It defines the way we manage our money, shop around and buy things. Open banking has emerged strongly as a platform to give ...

The use of open banking services in the UK has increased by a third in the past 12 months as it becomes “part of everyday life”, according to an industry authority. There were over 15 million users of ...

A quote, often attributed to Lao Tzu, states, “Nature does not hurry, yet everything is accomplished.” For all those involved in open banking, these may feel like cold words of comfort, because ...

Recently, JPMorgan Chase announced a shift in how it manages access to consumer banking data, introducing new data access fees for third-party aggregators. While the move focuses on infrastructure ...

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Nearly 20% of Americans do not have a conventional credit ...

President Trump's first administration laid the foundation for open banking in the United States through market-oriented principles. His second administration now has the opportunity to build upon ...