If you’re approaching or already in retirement, knowing your safe withdrawal rate is key to making your money last. This is the percentage you can take out of your retirement savings each year without ...

Dave Ramsey has publicly argued – in interviews and on his radio program – that retirees can safely withdraw 8% annually from ...

The 4% rule has you withdrawing 4% of your savings your first year of retirement, with future withdrawals adjusted for inflation. For the rule to work, certain factors need to be present. Research ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

How long will your retirement savings last? Nobody can say for sure. There are just too many moving variables to come up with an ironclad number. Indeed, much of the investment services industry ...

Thanks to higher equity valuations and lower bond yields, capital markets assumptions for the major asset classes have come down a little bit, so the safe withdrawal is lower this year. In our base ...

I'm working hard to build retirement savings for a few reasons. First, I'm well aware that Social Security might have to cut benefits in about a decade's time. Secondly, I know that even if Social ...

This article draws heavily on Bill Bengen’s new groundbreaking safe withdrawal rate research and references his latest updates. Bill was kind enough to review the article and his insights are included ...

In our recent annual study on safe withdrawal rates, my colleagues Tao Guo, Jason Kephart, Christine Benz, and I estimated that retirees who want to maintain a consistent spending amount adjusted for ...

Safe Withdrawal Rates for retirees can vary depending on age, lifestyle, tax bracket, inflation, and other factors. Market volatility can cause some to panic sell and others to adjust spending to try ...