Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance ...

Find out the estate-planning advantages of joint life insurance.

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

This complex product has potential upsides but also risks.

Costs for removal of debris are also covered, up to a limit. Homeowners’ policies automatically include coverage for ...