Holiday Spending Looks Strong—But Credit Data Tells A Different Story

BNPL consumer debt and rising credit card balances are reshaping how Americans fund holiday spending—and what it signals for ...
Forbes

Lenders' Cure In The Customer Lifecycle – Alternative Credit Data

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...
American Banker

Experian releases new score with credit and cashflow data

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.
Nasdaq

Equifax National Market Pulse Data Shows U.S. Consumers Continuing to Spend, Avoiding Delinquency

ATLANTA, July 30, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) has released its Market Pulse Second Quarter U.S. Consumer Credit Trends, which includes U.S. national consumer credit data and trends ...
Money Metals Exchange

Consumer Credit Growth Remains Tepid Signaling Consumer Stress

Consumer borrowing remained tepid in October, possibly indicating that Americans are feeling increasing financial stress.
Business Wire

New Data: Consumer Debt Crisis Drives Legal Stress to 5-Year High

ADA, Okla.--(BUSINESS WIRE)--Foreclosure legal inquiries jumped nearly 30% year-over-year in the second quarter as mounting consumer debt pushed Americans to seek legal help at the highest rate since ...
Seeking Alpha

Equifax National Market Pulse Data Shows U.S. Consumer Debt Inching Past $18 Trillion as Delinquencies Stabilize

ATLANTA, Nov. 5, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) has released its Market Pulse Third Quarter U.S. Consumer Credit Trends, which includes U.S. national consumer credit data and trends through ...