It may be a while before card rates come down, but you can still take steps to lower your borrowing costs now.

I plan on keeping the accounts open to protect my credit, but I will cut and toss all the cards so I can’t use them.” ...

Millions of Americans are on the brink of defaulting on their credit card debt right now. Credit card delinquencies have been ...

It’s this variety that fuels the hybrid approach, combining credit cards, bank transfers and digital wallets to pay bills.

More than 2 million Americans’ credit scores were dinged suddenly by student loan delinquencies. Now they’re struggling to ...

The best method for paying down your credit card debt depends on your total debt, savings, financial habits and spending ...

To enroll in a credit card hardship program, contact your credit card issuer and ask if it offers one. Many major issuers ...

Zopa Bank has hiked interest rates on its credit card for new customers from 9.9% to 26.6%, with some existing customers also set to see their rates rise.

Credit card cash advances offer instant liquidity but come with high fees, immediate interest, and no reward points.

Ultimately, interest rate caps would cost Americans access to a convenient and reliable source of credit. Instead of saving ...

Credit card debt can quickly spiral out of control if not managed properly. High interest rates, minimum payments, and ...

Raising or lowering the federal funds rate -- the overnight interest rate between banks -- creates a domino effect. Credit card issuers often follow the Fed's lead, increasing or decreasing their APRs ...