Insurers are using new tools and resources to assess your health and risks when setting life insurance rates Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

Learn how conversion privilege in insurance allows you to update policies without health checks. Explore benefits, key rules, ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Guardian Life Insurance has been helping people protect their loved ones since 1860. Its affordable rates and broad selection of riders earned it spots on our lists of both top term life providers and ...