So, you’ve decided to take the plunge and join a warehouse club. You think that for your family, the low prices on household staples will more than pay for the membership fee. The only question now is ...

If you’re preparing to buy your first home, watch out. Scammers are lurking everywhere, eager to con you at every stage of the process, from mortgage application to home inspection. And it’s not just ...

Your kid’s first bank account should be a checking account. Some parents opt for a kid-friendly prepaid debit card instead, which isn’t technically a bank account but can perform the same basic ...

If your closet is overflowing with clothing, shoes, and handbags you never wear, it’s time to initiate a closet cleanout. Not only can organizing your wardrobe “spark joy,” in the words of the ...

For most Americans, housing is the single biggest expense in their personal budget. According to the Bureau of Labor Statistics, the average household spends more than 30% of its after-tax income on ...

Have you ever wondered what the history and the parts of a credit card are? How did they get started, and what constitutes a credit card? This article will discuss the history and anatomy of a credit ...

You drive a beat up ’95 Honda Civic and your spouse drives a shiny new BMW. You go to the mall and buy what you intended to buy, but your spouse comes home with a few of the latest gadgets and a new ...

These days, cell phones are more popular and powerful than ever before. According to Pew Research, 97% of Americans own a smartphone, and the days of clunky flip phones are long gone. However, while ...

I have an absurd number of credit cards. Most I never use, but because average credit account age is an important factor in credit score calculations, I’m very reluctant to cancel any. Looking through ...

The news is full of stories about how tough times are for the middle class. Story after story talks about how jobs are disappearing, prices are rising, and many essentials, such as healthcare and ...

Realizing you have a low credit score — or no score at all — can be alarming, especially if you learn this information via a denied loan application. But if you’re a borrower with a less-than-stellar ...

A line of credit is an open-ended loan that allows you to borrow money as you need it. Credit lines can be secured by valuable collateral (like real estate) or unsecured. Common types of credit lines ...