BNPL consumer debt and rising credit card balances are reshaping how Americans fund holiday spending—and what it signals for ...

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

ATLANTA, July 30, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) has released its Market Pulse Second Quarter U.S. Consumer Credit Trends, which includes U.S. national consumer credit data and trends ...

Consumer borrowing remained tepid in October, possibly indicating that Americans are feeling increasing financial stress.

ATLANTA, Nov. 5, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) has released its Market Pulse Third Quarter U.S. Consumer Credit Trends, which includes U.S. national consumer credit data and trends through ...

ADA, Okla.--(BUSINESS WIRE)--Foreclosure legal inquiries jumped nearly 30% year-over-year in the second quarter as mounting consumer debt pushed Americans to seek legal help at the highest rate since ...

Consumer lending in Spain has hit levels not seen since the eve of the global financial crisis, reflecting both the Spanish economy's strength and a shift in focus from mortgages to more profitable ...

Members of Navy Federal Credit Union can now build their credit scores through rent and utility bills, thanks to the credit union's work on consumer-permissioned data sharing. Navy Federal is offering ...

Forex and commodity traders will want to watch closely the economic data coming out at 3 p.m. EST Tuesday. At that time, the market will receive Consumer Credit (m/m) numbers. Those numbers could push ...

Credit check giant 700Credit has suffered a data breach which saw it lose sensitive data on more than 5.6 million people. In ...