Home equity loan and HELOCs rates are based on a benchmark interest rate (the “index”), plus an additional amount set by the ...

Home equity loan interest rates just hit their lowest point so far in 2025. Here's why owners should take advantage.

Lenders tend to offer differing rates for home equity loans and HELOCs — and there are a few drivers behind that trend. . As ...

Start by seeing what HELOC rate you could qualify for here now. How have HELOC interest rates changed in 2025? To appreciate ...

a $500K HELOC offers a great deal of borrowing power. Evaluate these options to find the optimal rate and term for your goals. HELOCs typically offer variable interest rates, which can make ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles ...

HELOCs rose dramatically this week, topping 8%, though still holding close to their lowest level in two years. Meanwhile, the ...

Using a HELOC to pay off your mortgage may help you lower your interest rates on your home loan, potentially giving you a ...

Converting your home equity to cash can be a daunting prospect. Here is some background on the options and what to keep in ...

MoMo Productions / Getty Images Most home equity lines of credit (HELOCs) come with variable interest rates that can change over time. However, some lenders offer HELOCs with a fixed-rate option ...

In general, home equity loans tend to have lower interest rates than personal loans or credit cards. That's because home equity loans are secured debt, which makes them less risky for the lender.