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Mortgage Interest Rates Today: Mortgage Rates Dip Slightly Even as Fed Holds Steady on Cuts

The average rate on 30-year fixed home loans registered 6.72% for the week ending July 31, barely down from 6.74% last week.

FingerLakes1.com · 5h

Mortgage rates today hold steady as affordability concerns grow

July 31 mortgage rates stay flat, with 30-year fixed at 6.625%. Experts say a rate drop won’t solve the affordability crisis.

Investopedia · 20h

Mortgage Rates Dropped Ahead of Today's Fed Meeting—But the Link May Be Weaker Than You Think

Mortgage rates have dropped, but it's likely not tied to today’s Fed news. Here’s why waiting for a Fed rate cut could be a poor strategy for homebuyers.

Today's Mortgage Rates for Jul. 31, 2025

ABC News · 47m

Average rate on a 30-year mortgage eases again, offering modest relief

The average rate on a 30-year U.S. mortgage eased to where it was three weeks ago, modest relief for prospective homebuyers challenged by rising home prices and stubbornly high borrowing costs

Associated Press News on MSN · 1h

Average rate on a 30-year mortgage eases again, offering modest relief for home shoppers

The average rate on a 30-year U.S. mortgage eased to where it was three weeks ago, modest relief for prospective homebuyers challenged by rising home prices and stubbornly high borrowing costs. The long-term rate slipped to 6.

CNET on MSN · 8h

30-Year Fixed Rate Eases: Today's Mortgage Rates for July 31, 2025

Mortgage interest rates moved in opposite directions, but one benchmark rate dwindled. Rates change on an hourly, daily and weekly basis.

23hon MSN

Fed holds interest rates steady: What that means for car loans, credit cards, mortgages and more

From credit cards, car loans, mortgages, savings and student debt, here's how the Federal Reserve's interest-rate decision ...

20h

Mortgage rates decline to lowest level in four weeks

Mortgage rates retreated this week, with the 30-year fixed rate averaging 6.75 percent, compared to 6.76 percent the previous ...

Mortgage Rates Haven’t Moved Much—And That Might Be Your Window

After swinging from a dramatic spring peak to a welcome summer low, mortgage rates are now holding steady—letting buyers ...

23h

When will mortgage rates drop below 6%?

Mortgage rates need to get below 6% to reinvigorate the frosty housing market, according to the National Association of ...

2don MSN

Will mortgage rates rise or fall this August? Here's what lending experts predict

According to St. Germain, the Fed is likely to prioritize its dual mandate of keeping inflation in check, even with the ...

Today’s HELOC & Home Equity Loan Rates: July 30, 2025

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Mortgage Applications Today: Home Loans Decreased 3.8% but More Homeowners Opted To Refinance

More homeowners decided to refinance their current mortgage, as interest rates remained fairly steady—under 7%.

Finance & Commerce2d

First-time homebuyers struggling with high rates, prices

First-time buyers struggle with high home prices and mortgage rates near 25-year highs. Assumable VA loans offer one option ...

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