Explore the advantages of a Roth IRA, a flexible retirement savings account that enables tax-free growth and withdrawals.

Required minimum distributions (RMDs) aren't optional. If you've reached age 73 and haven't started taking yours or forgot, Suze Orman has some advice to offer.

"The earlier you start, the better—because it increases the time horizon for growth," Prince Dykes, founder of the Global Children Financial Literacy Foundation, told Investopedia. "You can do this by ...

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.