Experts recommend spending no more than 36% of your income on housing and debt payments, but that can be in many markets.

HomePath can lead buyers to discounted home prices and more flexible financing plans, creating a way to save on a new home ...

Down payment gift rules vary by loan type and lender, but generally: Lenders will require donors to write a letter stating ...

An MCC allows eligible first-time homebuyers to claim a portion of their annual mortgage interest as a reduction on their federal taxes. Learn more.

Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid ...

How Should Homebuyers Navigate 2025? Each new year, millions of renters resolve to finally become homeowners. The turn of the calendar seems to offer new hope of finding a home, setting down roots, ...

Homes in the United States have historically appreciated over time. This appreciation can help new homeowners build equity faster. Buying a home got you into the game. You’ve stopped paying rent, and ...