VIDEO: The borrower applies for a VA purchase loan but resigns from...
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VIDEO: The borrower applies for a VA purchase loan but resigns from...
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FHA Manual Underwriting Mortgage Guidelines
FHA Manual Underwriting Mortgage Guidelines
Feb 10, 2018
gustancho.com
Most VA denials happen for the wrong reason or with the wrong lender. Manual underwriting exists for situations that don’t fit a perfect algorithm. Lower credit scores. Higher DTI. Real-life circumstances. A denial isn’t always the end. Sometimes it just means the file was looked at the wrong way or by the wrong lender. If you’ve been told no, check the link in bio. | J.D. Peck
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Most VA denials happen for the wrong reason or with the wrong le…
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FacebookJ.D. Peck
Big changes may be coming for 2026 homebuyers 👀 For years, if you didn’t have a credit score, Desktop Underwriting (DU) usually wouldn’t give you an Approve/Eligible — which meant you were stuck trying to do a manual underwrite (and most people don’t qualify because it’s tough). Now, the direction looks like this: no score doesn’t automatically mean “no approval”… BUT the trade-off is you’ll need to be EXTRA solid on your payment history — especially rent. ✅ If you’re planning to use this route
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Explaining Manual Underwriting on VA Loans
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